Independent agency · Brickell, Miami
We don't recommend a policy without understanding what it protects.
We look at how it's built, what it's worth today and what it's exposed to. Only then do we look for coverage.
We Insure Downtown Miami is an independent insurance agency in Brickell. It handles home, condo, auto, business, flood and life insurance, and compares several carriers instead of depending on a single one. It works with property owners in Miami and with those who own property here but live in another city or country.
Our coverageSeven kinds of policyhandled from an independent agency in Brickell
Each one has its own page: what it does, and where it ends.
Homeowners Insurance
For anyone who owns a house or a unit in Miami, whether they live in it or not.
The structure, what you keep inside it, and your liability toward other people.
Already have a policy? See the four policy reviews
Car Insurance
For anyone with a car registered in Florida, whether it is one or several.
What the state requires to register it, and what you can add above that.
Business Insurance
For anyone with a storefront, an office, or an LLC in Miami.
Liability, the certificate a contract asks you for, and the things you work with.
Flood Insurance in Miami
For anyone who owns property in Miami, inside a high-risk zone or outside one.
Water that comes in from outside: storm surge, rising water, a canal that overflows.
Umbrella Insurance
For anyone who already has policies and wants their limits to go further.
A layer that starts where the limits of what you already have run out.
Life Insurance and Annuities
For anyone whose income someone else depends on, or who is building an income for later.
Two different things: one answers for the people who depend on your income, the other turns savings into income for retirement.
Condo and High-Rise Building Insurance
For the association or the manager of a building in Brickell or Miami Beach.
The building, its common areas, the liability of the association, and where it ends for the owner of a unit.
Who you talk to
Romina Saaied
Insurance advisor and real estate broker
Insurance in Miami is not a form you submit. It is a conversation about a specific property, in a specific building, exposed to a specific set of risks — and it works better when you have it with a person who knows all three.
Romina Saaied advises clients at We Insure Downtown Miami, an independent agency in Brickell. Independent means the starting point is your situation rather than one company's catalogue. She works in English, Spanish, Italian and Portuguese, which matters if you are looking after a Miami property from another country and would rather not have that conversation in your second language.
Works inEnglish · Spanish · Italian · Portuguese
More about Romina and the agencyBrickell, Miami
Where the office is
On Brickell Avenue, in Downtown Miami. The contact page has the full address, the phone number and directions on Google and Apple Maps.
Go to the contact pageFirst question
What do you want to insure?
This is not an instant quote. Three questions at most, and then Romina Saaied writes to you herself.
- PropertyThree questions, then your details
- AutoThree questions, then your details
- BusinessThree questions, then your details
- FloodOne question, then your details
- UmbrellaOne question, then your details
- Life & AnnuitiesStraight to your details: this one is a conversation
- Condo & High-RiseStraight to your details: this one is a conversation