Blog
Changing or combining policies
Moving a policy without leaving a day uncovered, and what changes when two policies sit with one company. Two notes on the paperwork rather than the coverage.
Is Your Florida Rental a Primary Residence?
Your tenant can make your rental a primary residence for Citizens. Which side of the nine-month line you land on sets your renewal cap.
The Letter Florida Makes Your Insurer Send
Florida requires a Notice of Change in Policy Terms in bold type. If it never came, the change never took effect and your old coverage stands.
Switching home insurers in Florida without a gap
Florida gives you 120 days of warning before a residential policy is dropped, and 45 before the renewal price. The process fits in that window.
What you gain and lose by putting home and auto together
Bundling is sold as a discount. In Florida it also changes how your deductibles interact and what happens when one policy goes wrong.